What is a Fixed-rate Mortgage?

Fixed-rate Mortgage

A some point in your adult life, you will likely find yourself paying a mortgage. Although, a mortgage is the best financial help in the market when buying a property, its many types can still leave you confused as to which one is best for you. Among the wide array of mortgages available, the fixed-rate mortgage is the most popular. Read more

Buying vs. Building Your House: The 5 Factors You Should Consider

Buying vs. Building Your House

When deciding on a home, one of the first considerations people will have decide on is how to go about acquiring the home that they want. Buyers primarily have two options to consider.  They can either buy one that has already been built or they can start from the ground up and build their own. Buying versus building a home has sparked many a debate. Each options has its pros and cons, and it is up to the potential homeowner to weigh them and choose the option that best suits them. Read more

Rent-to-Own: Trap or Triumph?

Rent-to-Own

So, you’ve just bought a new house and the things that used to cram the space in your old apartment barely take up 1/4th of the room in your new place; so what do you do? Well, since you just spent $450k on a house, including closing and moving costs, you are strapped for cash and not really willing to take on more credit balancing endeavors. Read more

Do You Have the Skills to Sell Your Own House?

Sell Your Own House

Retirement, relocation because of a job change, and health issues are just a few reasons people need to sell their home. If you want to sell your own house, you need to conduct an honest appraisal of your abilities. Selling your home is a lot tougher than just planting a “for-sale” sign in the front yard, and you have to have certain skills in order to achieve a successful sale. Read more

Are You Ready To Be A New Home Buyer

New Home Buyer

When you dream about having your own home, it usually starts out with the dream of having enough money to buy what you want. Saving for the future includes saving for your own house. Once you have enough money to buy the house, do you think that is enough for you to finally say that you are really ready to purchase a new house? Are you ready to be a new home buyer? Having enough money, although it is the primary requirement, is not the only thing you should consider when you are looking to buy or build a home. Read more